Simply bring us an item of value, along with a valid state issued ID and we’ll get you cash within minutes of your loan approval. We can provide pawn loans on a variety of items, including gold and diamond jewelry, electronics, collectibles, antiques, and more. You may also choose to surrender your collateral as payment in full. If you cannot pay back your pawn loan in full, including any applicable grace period, we offer extensions/renewals (where permitted by state law) to give you extra time. Subject to individual state laws, a typical pawn loan has a term length of 30 days/one month, plus a 30-day/one month grace period. Loan amounts are based solely on the value of your item that is used as collateral. Pawn loans are the quickest way to borrow money without a credit check. Lay-a-ways are 90 days and must be picked up on or before December 1st.Frequently Asked Questions (FAQ) How do pawn loans work? Plus, we have great deals.Ī: Yes, but only on jewelry as we are limited on space. If you don’t want anyone else picking up your pawn call us or tell us when making the pawn.Ī: Yes! We have the most beautiful and unique jewelry pieces in a pawnshop. All you need to do is give your pawn ticket to your spouse and they can come pick it up. For example, you pawned a ring and now you want your spouse to pick it up. It can be a convenience if you NEED someone else to pick up your item. Remember, anyone can pick up your item if they have your pawn ticket. if you lose your ticket, call us and we can mark your loan “owner only” which prevents other people from picking up your pawn without your permission. Q: What if I lose my pawn ticket? Can I still pick my pawn up?Ī: Yes, but you will need your state I.D. As long as you pay on your item it will stay in pawn. For example, you can pay two and three months at one time.Ī: As many times as you need. You can also make multiple month payments. If you paid one months worth of interest, you’ve extended your loan 30 days. BUT, every 30 days the interest will accumulate on your loan.Ī: Renewing a pawn means you paid interest on your loan and extended your time. Q: How long can I keep something in pawn?Ī: You have 90 days to either make an interest payment or pick up your item. Please contact us with other electronic questions. Electronics change and update so frequently that we are not able to take older electronics or certain name brands. Pawning is a great way to borrow money without a credit check.Ī: In short, no. Q: Does a pawn go against my credit score?Ī: No. A: Come in with your item or items and you and the pawnbroker will discuss how much money you need to borrow and how much we are able to give you.
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